Almost all drivers are aware of the risks that come from not wearing a seatbelt, although they may not take it as seriously as they should. Regardless of state laws requiring the use of a seatbelt, many drivers disregard them and choose to ride unbuckled, a decision that could result in serious injury in a matter of seconds.
So what happens to your insurance claim if you get in a wreck while unbuckled? In a state like Louisiana, an accident claim can be severely affected by the lack of seatbelt use at the time of a wreck. This can directly affect the insured’s ability to recover compensation for their damages. To learn more about how seatbelt use affects accident claims, click HERE.